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SIP Calculator

See how your monthly SIP grows into wealth — with year-by-year visualization.

Reviewed by Nisha SLast verified 6 Sept 2026RBI-compliantFact-check policy
₹10,000
₹500₹2L
12%
1%30%
15 years
1 yr40 yr
Total Invested₹18,00,000
Wealth Gained₹32,45,760
Maturity Value₹50,45,760

Year-by-year growth

What is SIP and how does it work?

SIP (Systematic Investment Plan) is a method of investing a fixed amount in mutual funds at regular intervals. The power of compounding and rupee-cost averaging make SIP one of the most efficient ways to build long-term wealth.

Future Value formula

FV = P × ((1+r)n − 1) / r × (1+r), where P is monthly SIP, r is monthly rate of return, n is total months.

Frequently Asked Questions

Everything you need to know about the SIP Calculator.

Results are illustrative estimates for planning. Actual figures depend on bank/AMC terms, taxes and market conditions.