Fact-Check Policy

Two-source rule

Every numeric claim — interest rate, processing fee, eligibility cutoff, reward rate — must be traceable to (1) the issuer's official page or rate card and (2) one secondary source: RBI / IRDAI / SEBI filings, the issuer's most recent annual report, or a confirmed customer-care statement.

What we never do

• We never quote a rate "from memory" or from a competing aggregator without verifying at the source.
• We never state "guaranteed approval" — approval is at the bank's discretion.
• We never use fear-based or FOMO language to push products.

Reporting an error

Email facts@creditsin.in with the URL and the disputed claim. We respond within 2 business days.