About CreditsIn
India's Save & Earn Platform — Compare, Save & Earn with Every Financial Decision
CreditsIn is India's leading Save & Earn platform by Navavista Technology Ventures. We combine expert product comparisons with a transparent referral ecosystem, empowering everyone — from students to professionals — to save on financial products and earn real income.
2,500+
Successful referrals processed across India
15+
Trusted banking & NBFC partners onboarded
₹25 Lakh+
Rewards paid out to our referrer community
50+
Financial products listed across categories
Our Mission
To democratize financial product distribution and empower individuals across India to earn meaningful income through trusted referrals.
The right financial product for every Indian
Choosing between hundreds of credit cards, loans, and demat accounts can be overwhelming. We simplify this by providing expert comparisons, eligibility checks, and personalized AI-powered recommendations — so you apply with confidence, not confusion.
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Earn by sharing what you trust
Millions of Indians already recommend financial products to friends and family. CreditsIn turns those conversations into real income. Our transparent commission structure, tier-based rewards, and instant tracking tools make earning simple and fair.
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Unbiased, data-driven comparisons
We don't push products — we present facts. Every product page shows fees, benefits, eligibility criteria, and real user ratings. Our comparison tools let you evaluate products side-by-side so you can make informed decisions.
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Our Vision
To become a clear, dependable platform for financial product discovery, comparison, and referral-based earning.
Innovation
AI-powered recommendations, real-time tracking, automated content generation, and smart commission engines — built for scale.
Impact Goal
Empowering 50,000+ earners and helping 5 lakh Indians find the right financial products by 2028.
Our Values
The principles that guide every decision at CreditsIn
Trust & Transparency
We partner directly with RBI-regulated banks and NBFCs. Every commission rate, payout timeline, and product detail is fully disclosed — no hidden terms.
Community First
Our 5,000+ referrers aren't just users — they're partners. We provide training, AI content tools, dedicated support, and a tier system that rewards consistency.
Editorial Independence
Our product rankings and reviews are based on features, fees, and user value — not commission rates. Partner payments never influence our editorial decisions.
Compliance & Security
All user data is encrypted. KYC verification, fraud detection, and margin guardrails ensure a secure ecosystem for referrers, applicants, and partners.
How We Make Money
CreditsIn earns a commission from our banking and NBFC partners when a user successfully applies for a financial product through our platform. This is how we keep the platform free for users and pay rewards to our referrer community.
Important: Partner commissions never influence our product rankings, comparisons, or editorial recommendations. Our reviews are based solely on product features, fees, eligibility, and user value.
Our Partners
We work with 15+ RBI-regulated banks and financial institutions including HDFC Bank, SBI Card, ICICI Bank, Axis Bank, IndusInd Bank, IDFC FIRST Bank, Kotak Mahindra Bank, Axis Direct, Nuvama Wealth, Bajaj Broking, Equitas Small Finance Bank, Godrej Capital, and Finnable.
View all productsOur Journey
Key milestones in CreditsIn's growth story
Navavista Technology Ventures Pvt Ltd founded with a vision to democratize financial product distribution.
CreditsIn platform launched with 5 bank partners — HDFC, SBI, ICICI, Axis, and IndusInd.
Crossed 2,500+ successful referrals. Launched 4-tier reward system (Fresher → Platinum).
10+ banking partnerships. Introduced AI-powered product recommendations and content tools.
Expanded to demat accounts (Axis Direct, Nuvama, Bajaj Broking), business loans, and home loans.
Launched influencer program, advanced commission ledger, and real-time margin guardrails.
Built by Navavista Technology Ventures Pvt Ltd
Navavista Technology Ventures is a registered Indian company focused on building technology platforms that simplify financial services distribution. CreditsIn is our flagship product — designed to make earning and comparing financial products accessible to every Indian.