Blog & Resources
Financial tips, earning strategies, and product guides to help you make smarter decisions.
How Credit Card Interest is Calculated in India
Credit card interest is charged only when you do not clear your total amount due by the payment due date. Here is exactly how the calculation works in India.
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How to Choose the Right Credit Card in India (2026 Guide)
A step-by-step guide to choosing the best credit card in India by analysing your spending on UPI, fuel, and shopping, and comparing fees, rewards, and benefits.
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A Guide to Comparing Personal Loan Offers in India (2026)
A structured guide for evaluating personal loan offers in India. Learn to analyse interest rates, processing fees, loan terms, and lender credibility to select the most suitable financing option.
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Referral Marketplaces: A New Channel for Financial Products in India
An analysis of how referral-led digital marketplaces are transforming financial product distribution in India, moving beyond traditional DSA models for loans and cards.
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CreditsIn Platform Analysis: A 2026 Review of the Financial Referral Model
A detailed analysis of the CreditsIn financial referral platform in 2026, examining its multi-product ecosystem, payout structure, and positioning against traditional DSA models and simple referral apps in India.
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Mis-sold Insurance by Banks: RBI's 2026 Refund and Complaint Rules
A detailed analysis of the Reserve Bank of India's 2026 directives on mis-sold insurance policies by banks, covering your rights to a full refund, the complaint process, and the new 30-day free-look period.
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IRDAI's 2026 Mandate: Impact on Life Insurance Premiums and Costs
A detailed analysis of the IRDAI's 2026 regulations, examining the expected impact on life insurance premiums, commission structures, and policyholder benefits in India.
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India's Private Credit Market in 2026: A Comprehensive Analysis
An in-depth analysis of India's burgeoning ₹117 trillion private credit market in 2026, detailing its impact on borrowers, investors, and the financial ecosystem.
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The Great Indian Wallet War: Why Gen Z is Swapping Credit Cards for Small Personal Loans in 2026
Remember when getting your first credit card felt like a financial coming-of-age story? For India's Gen Z, that story has a new protagonist: the small-ticket personal loan. A major shift is underway in 2026, as young Indians bypass traditional plastic for the speed and simplicity of digital loans. This isn't just a trend; it's a fundamental change in how the next generation builds their financial lives. We decode why this is happening, what it means for your wallet, and how to choose the right tool in this new era.
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CIBIL Score Below 750? Why Banks Might Still Give You a Loan in 2026
Think your CIBIL score is the final word on your loan eligibility? Think again. In 2026, lenders are looking beyond the three-digit number. We break down the new rules of credit and how you can get approved, even if your score is less than perfect.
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The ₹2 Lakh Gold Loan Wave: Why Indians are Swapping Credit Card Debt for Jewelry Loans in 2026
The SMS notification pinged at 2:17 AM. It wasn’t a good-night message. It was my credit card company, helpfully reminding me that my statement was generated. You know the one. The statement you’re to...
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Money in a Forgotten Bank Account? RBI's UDGAM Portal Is the Key To Finding It in 2026
Remember that dusty old bank account from your first job, or the one from college? It might be sitting on a pile of cash you've completely forgotten about. The RBI reports thousands of crores in unclaimed deposits, and its UDGAM portal is the official key to getting your money back.
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