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Best Loan Offers for 2026
Hand-picked by our experts after comparing rates, fees, and user experiences across 20+ lenders.
HDFC Bank Personal Loan
HDFC Bank
Starting at 10.50% p.a.
- Disbursal in 4 hours
- Up to ₹40 lakh
- Minimal documentation
SBI Home Loan
State Bank of India
Starting at 8.50% p.a.
- Up to 30 year tenure
- No prepayment penalty
- Balance transfer facility
Bajaj Finserv Business Loan
Bajaj Finserv
Collateral-free up to ₹50 lakh
- Flexi loan option
- Online management
- Part-prepayment allowed
SBI Student Loan
State Bank of India
Starting at 8.50% p.a.
- Up to ₹1.5 Crore for abroad
- Moratorium period
- Tax benefits u/s 80E
SBI Loan Balance Transfer
State Bank of India
Zero processing fee on Home BT
- Competitive interest rates
- Top-up available
- Flexible tenure
HDFC Bank Overdraft
HDFC Bank
Pay interest only on usage
- Limit up to ₹5 Crore
- Revolving credit line
- No EMI burden
Current Interest Rates
Compare starting rates across loan types from top Indian lenders.
| Loan Type | Starting Rate | Max Amount | Max Tenure |
|---|---|---|---|
| Personal Loan | 10.50% | ₹40 Lakh | 5 Years |
| Home Loan | 8.50% | ₹10 Crore | 30 Years |
| Business Loan | 14.00% | ₹50 Lakh | 5 Years |
| Loan Against Property | 9.00% | ₹5 Crore | 20 Years |
| Balance Transfer | 8.50% | Existing Loan | Remaining |
| Education Loan | 8.50% | ₹1.5 Crore | 15 Years |
| Overdraft | 9.25% | ₹5 Crore | Revolving |
Browse by Lender
Explore loan offerings from India's top banks and NBFCs.
HDFC Bank
6 loan products
Fastest disbursal
State Bank of India
8 loan products
Competitive interest rates
ICICI Bank
7 loan products
Instant pre-approved
Axis Bank
5 loan products
Flexible tenure
Bajaj Finserv
4 loan products
Collateral-free options
IndusInd Bank
3 loan products
Quick processing
Godrej Capital
2 loan products
Competitive rates
Finnable
3 loan products
Digital process
Popular Loan Comparisons
Head-to-head comparisons of India's most popular loan products.
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Bank of Baroda vs SBI Business Loan
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Tata Capital vs Bajaj Personal Loan
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Loan Guides & Expert Tips
Expert advice to help you borrow smarter and save on interest.
Personal Loan vs Credit Card Loan: Which is Better?
Compare interest rates, processing fees, and repayment flexibility to decide which borrowing option suits your needs best.
Read MoreHow to Get the Lowest Home Loan Interest Rate
Negotiate with banks, maintain a high CIBIL score, and use these 7 proven strategies to get rates below 8.5% p.a.
Read MoreComplete Guide to Loan Balance Transfer in India
Save lakhs in interest by transferring your existing loan to a lower-rate lender. Step-by-step process explained.
Read MoreDocuments Required for Every Type of Loan
A comprehensive checklist of KYC, income, and property documents needed for personal, home, business, and education loans.
Read MoreLoan Tools & Calculators
Free tools to calculate EMIs, compare rates, and check your eligibility instantly.
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