Editorial Policy

Last updated: November 2026

CreditsIn.in publishes financial product reviews, comparisons, calculators and educational guides for Indian consumers. This policy explains how our content is researched, written, reviewed and kept up to date.

Independence

We earn referral commissions from banks and NBFCs when readers apply for products. Commission rates do not influence editorial rankings, scoring, or which products we recommend. Sponsored placements, where they exist, are clearly labeled.

Sources we use

• Official bank product pages and rate cards
• RBI circulars, IRDAI notifications and SEBI advisories
• Direct issuer confirmations for fees, eligibility and feature data
• Peer-reviewed personal finance research where applicable

Review cycle

Every product page is re-checked at least every 90 days. Rate-sensitive content (loans, FDs, savings accounts) is monitored for changes weekly. Outdated articles are either refreshed, merged with newer guides, or de-indexed.

Corrections

Spot a factual error? Email editorial@creditsin.in. Verified corrections are published within 48 hours and the article's "last updated" date is revised.

AI assistance

We use AI tools to draft research summaries and outlines. Every published article is reviewed and edited by a human editor before going live. We do not publish raw AI output.