How CreditsIn Works
Turn your network into income. Here's everything you need to know about earning with CreditsIn.
Create Your Free Account
Sign up in seconds with your email. Complete your profile to unlock all features and get your unique referral code.
Browse Financial Products
Explore our curated marketplace of credit cards, personal loans, business loans, and demat accounts from top banks.
Share Your Referral Link
Each product has a unique referral link tied to your account. Share via WhatsApp, social media, email, or in-person.
Track Applications
Monitor every referral in real-time — from click to lead generation, bank review, approval, and disbursement.
Earn & Withdraw
Once the application is approved, your commission is credited to your wallet. Withdraw anytime via UPI or bank transfer.
Level Up Your Tier
The more you refer, the higher your tier. Unlock Platinum status for bonus multipliers, priority payouts, and exclusive rewards.
Earning Potential
Commissions vary by product and bank. Here's what you can expect per successful referral.
Credit Cards
₹200 – ₹600
per approved referral
Personal Loans
₹500 – ₹1,000
per approved referral
Business Loans
₹800 – ₹1,500
per approved referral
Demat Accounts
₹150 – ₹300
per approved referral
100% Safe
All partner banks are RBI-regulated. Your data is encrypted end-to-end.
No Investment
Completely free to join and use. Zero fees, zero risk. Just share and earn.
Unlimited Earnings
No cap on referrals. Top earners make ₹50,000+ per month.
Ready to Start Earning?
Join thousands of CreditsIn referrers who are turning their network into a steady income.