What is Post Office RD tenure?

The standard tenure is 5 years, extendable by another 5 years, with quarterly compounding interest.

Can I make partial withdrawals?

After 1 year and 12 deposits, up to 50% of the balance can be withdrawn as a loan against the RD.

Yes — taxed at your slab rate. There is no TDS on Post Office RD currently.

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Plan your post office RD returns.

Reviewed by Nisha SLast verified 6 Sept 2026RBI-compliantFact-check policy

Monthly Deposit₹1,000

₹100₹1L

Interest Rate %6.7%

5%10%

Tenure5 yrs

110

Invested₹60,000

Interest₹11,366

Maturity₹71,366

Compare rates across 50+ banks.

Personalised plan in 60 seconds.

Post Office RD is a 5-year scheme with quarterly compounding; can be extended further.

Quarterly compounding on monthly deposits.

Everything you need to know about the Post Office RD Calculator.

Results are illustrative estimates for planning. Actual figures depend on bank/AMC terms, taxes and market conditions.