How much can I borrow through a Tata Capital personal loan?

Depending on the applicable sourcing programme and your eligibility, loan amounts range from ₹75,000 up to ₹35 lakh. The final sanctioned amount is decided by Tata Capital.

What interest rate will I get?

Rates start from 10.99% p.a. and may go up to 29.99% p.a. depending on your profile, programme and Tata Capital’s prevailing terms.

Do I need collateral?

No. This is an unsecured personal loan, so collateral is not normally required.

Do I need a Creditsin account to apply?

No. You can complete the eligibility check and submit your details without creating an account. Creating an account afterwards simply lets you track your application.

All loan options

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Tata Capital Personal Loan

Q: What repayment tenure is available?

Standard tenure goes up to 72 months. Selected Hybrid Term Loan programmes may offer up to 96 months for qualifying applicants.

Q: What can I use the loan for?

Personal uses including medical expenses, travel, wedding, education, home renovation and debt consolidation.

Explore personal loan options designed for different salaried profiles and financial needs. Creditsin is a financial-product marketplace — the loan is provided by Tata Capital Limited.

₹75,000 – ₹35 Lakh

Loan Amount

From 10.99% p.a.

Interest Rate

Up to 72 months

Standard Tenure

Personal loan from ₹75,000 up to ₹35 lakh, depending on the applicable sourcing programme and eligibility

Interest rate starting from 10.99% p.a.

Actual interest rate may range up to 29.99% p.a., depending on eligibility and current Tata Capital terms

Standard tenure up to 72 months

Selected Hybrid Term Loan programmes may offer up to 96 months for qualifying applicants

Unsecured loan; no collateral normally required

Multiple personal uses including medical expenses, travel, wedding, education, home renovation and debt consolidation

Choose a scheme

View all 8 options

Tata Capital Personal Loan

The core personal loan programme for eligible salaried applicants.

Loan amount: ₹75,000 to ₹35 lakh
Tenure: Up to 72 months for eligible salaried applicants
Minimum age: 21 years
Starting interest: 10.99% p.a.

EMI Calculator

Loan amount

₹5,00,000

₹75,000 – ₹35,00,000

Interest rate (p.a.)

10.99% p.a.

10.99% – 29.99%

Tenure (months)

60 months

12 – 96 months

Illustrative EMI

₹10,869/month

This is an indicative calculation on a reducing-balance basis. It excludes processing fees, taxes and other applicable charges. Your actual EMI depends on the rate, amount and tenure sanctioned by Tata Capital.

Frequently asked questions

Important disclaimers

Creditsin.in is a financial-product marketplace operated by Navavista Technology Ventures Pvt. Ltd. Loan approval, amount, interest rate, tenure and disbursal are at the sole discretion of Tata Capital Limited and are subject to eligibility, documentation, verification and applicable terms. Interest rates and charges may change. Please review the lender’s final loan agreement before accepting the facility.

Loan approval, amount, interest rate and tenure are subject to Tata Capital’s eligibility, verification and credit policies.