Question 1

How much can I earn per referral on CreditsIn?

Accepted Answer

You can earn upto ₹3,500+ per successful credit card referral, ₹5,000 per loan referral, and ₹500 per demat account opening. Payouts are processed within 24 hours.

Question 2

Is CreditsIn free to join?

Accepted Answer

Yes, CreditsIn is 100% free. There are no registration fees, hidden charges, or minimum payout thresholds.

Question 3

Which banks and products are available on CreditsIn?

Accepted Answer

We partner with HDFC Bank, ICICI Bank, SBI, Axis Bank, IndusInd Bank, Bajaj Finserv, Nuvama Wealth, and 10+ more institutions offering credit cards, personal loans, home loans, business loans, and demat accounts.

Question 4

How does the referral program work?

Accepted Answer

Sign up as a referrer, get your unique referral link, share it with friends/family. When they apply and get approved, you earn commission automatically.

Question 5

When are payouts processed?

Accepted Answer

Payouts are released after the bank-defined holding period and transferred to your verified bank account within 24 hours of clearance.

Question 6

Who can join CreditsIn?

Accepted Answer

Any Indian resident 18+ — students, homemakers, working professionals, freelancers, insurance agents, DSAs, influencers and financial advisors.

Question 7

How does referral tracking work?

Accepted Answer

Every referral link is unique and attributed first-touch. You can see clicks, applications, approvals and payouts live in your dashboard.

Question 8

How do withdrawals work?

Accepted Answer

Once rewards are cleared, withdraw to any verified Indian bank account. There is no minimum threshold.

One Platform. Every Financial Opportunity — compare credit cards, loans and demat accounts in India