Updated for 2026

Best RuPay Credit Cards (UPI Enabled)

RuPay credit cards link to UPI apps like Google Pay, PhonePe and Paytm. Scan any QR code and earn card rewards — bridging digital convenience with credit benefits.

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Earn with Creditsin

How you can earn while sharing this card

Transparent, RBI-compliance-conscious referral model. No upfront promises — payouts only after the bank confirms.

Get my referral link

Refer & Earn

Share your unique referral link from the dashboard. Earn when someone applies via your link.

Reward triggers

Rewards apply per the bank's programme — first card / activation / first spend, as applicable.

Live tracking

Track every click, application, and approval in real time on your Creditsin dashboard.

Approval-based

Earnings are confirmed only after the issuing bank approves and reports the application.

Wallet payouts

Confirmed earnings credit to your Creditsin wallet — withdraw to UPI / bank, fully transparent.

Frequently asked questions

Helpful next steps

Disclaimer: Card features, fees, eligibility and reward structures are indicative and subject to change at the issuing bank's discretion. Final approval and applicable terms are determined solely by the issuing bank. Credit cards are financial products — please use credit responsibly.